Generally, fraud and insurance fraud are any deceitful or dishonest conduct, involving acts or omissions or the making of false statements, orally or in writing, with the object of obtaining money or other benefit from, or evading a liability. In general terms fraud is the use of deceit to obtain an advantage or avoid an obligation. Proving fraud, whether it be against an insurer, or an employer, is more important today than ever before. Many workers just assume that if they lose their job there will be some form of insurance that will pickup when their job leaves town, and when unemployment benefits run out, they get desperate and try for creative means of support.
Insurance fraud can cover a wide subject area and can be perpetrated by employees and former employees of a company trying to obtain money from a insurance company for an injury related or not related to work.